Get ready for the GARP Risk and AI Exam with flashcards and multiple choice questions. Each question comes with hints and explanations. Prepare for success!

Multiple Choice

Which phenomenon involves not relying on one's judgment because AI appears to be an expert?

Automation bias is the tendency to rely on automated systems and treat them as experts, leading you to defer to AI conclusions and under-scrutinize your own judgment. This fits the scenario because the behavior described—not trusting or using your own judgment when AI appears to be an expert—is precisely choosing the AI’s judgment over your own reasoning. In risk and AI practice, you might accept an AI-generated risk assessment without independent verification, assuming the system knows best even when evidence or domain knowledge suggests you should question it. This isn’t about overconfidence in yourself (false confidence), which is about thinking you’re right just because you feel sure of your own judgment. It’s not about skills fading from disuse (skill atrophy), where the issue is the loss of ability to perform tasks due to disengagement. It’s not about laziness or lack of motivation (complacency). Automation bias specifically describes trusting automation too much and letting AI dictate decisions, even when human input would improve the outcome. To counter it, maintain a human-in-the-loop approach, regularly challenge AI outputs, and keep your own domain skills sharp.

Automation bias is the tendency to rely on automated systems and treat them as experts, leading you to defer to AI conclusions and under-scrutinize your own judgment. This fits the scenario because the behavior described—not trusting or using your own judgment when AI appears to be an expert—is precisely choosing the AI’s judgment over your own reasoning. In risk and AI practice, you might accept an AI-generated risk assessment without independent verification, assuming the system knows best even when evidence or domain knowledge suggests you should question it.

This isn’t about overconfidence in yourself (false confidence), which is about thinking you’re right just because you feel sure of your own judgment. It’s not about skills fading from disuse (skill atrophy), where the issue is the loss of ability to perform tasks due to disengagement. It’s not about laziness or lack of motivation (complacency). Automation bias specifically describes trusting automation too much and letting AI dictate decisions, even when human input would improve the outcome. To counter it, maintain a human-in-the-loop approach, regularly challenge AI outputs, and keep your own domain skills sharp.