Get ready for the GARP Risk and AI Exam with flashcards and multiple choice questions. Each question comes with hints and explanations. Prepare for success!

Multiple Choice

Which phenomenon refers to erosion of human skills due to AI reliance?

Skill Atrophy is the erosion of human abilities that happens when people rely on AI to perform tasks they used to do manually. When AI handles these tasks regularly, practice and mental recall can decline, making people slower or less confident without AI support. This is a concern for risk management and governance because it can reduce human judgment and problem‑solving capability if AI isn’t available or trusted less in the future. The other terms describe different AI concepts: Retrieval Augmented Generation combines external information retrieval with generation, Shapley values quantify each input’s share of a model’s outcome, and counterfactual explanations show how inputs would need to change to get a different result. None of these describe the decline of human skill due to relying on AI.

Skill Atrophy is the erosion of human abilities that happens when people rely on AI to perform tasks they used to do manually. When AI handles these tasks regularly, practice and mental recall can decline, making people slower or less confident without AI support. This is a concern for risk management and governance because it can reduce human judgment and problem‑solving capability if AI isn’t available or trusted less in the future. The other terms describe different AI concepts: Retrieval Augmented Generation combines external information retrieval with generation, Shapley values quantify each input’s share of a model’s outcome, and counterfactual explanations show how inputs would need to change to get a different result. None of these describe the decline of human skill due to relying on AI.